Medicare и страхование жизни – Nadia Tupikina | Флорида

My goal is to help you minimize your expenses and eliminate financial risk by using my knowledge and experience to create a tailor-made plan for you. Why do I need life insurance? For me, the answer is obvious — Because you're alive! Every day, we take on ourselves and our family a financial risk that is at least equal to the amount of a funeral in the United States. A risk your family will have to pay. The average cost of the most common funerals in the US in 2016 was $9,000. The price will vary depending on the State. Again, this is the most standard funeral (base fees). Cremation starting at $2,500. At the same time, it doesn't matter who left this world or how old they are. That is, every day we live, we risk taking at least $9,000 from our family, not to mention the money we earn, unpaid loans, etc. We can transfer this risk to the insurance company. I gave my risk to the insurance company as soon as I arrived in the US. I purchased $1,000,000 in 30-year Interim Insurance. Why? My life priority is my family, and paying $2 a day is the least I can do to protect my family. I pay $2 a day for my peace of mind that my family will get $1,000,000 if God forbid... What do you spend $2 a day on? Medicare- or how to get good medicine for a reasonable price? As my experience in insurance counseling shows, most Americans believe that as soon as they turn 65, all health care will be free for them. In fact, this is a widespread misconception. You will have to pay for medicine. The main question is How to pay less and get more and better medicine? And it is very difficult to resolve this issue on your own without the participation of a competent licensed consultant. A consultant, through qualified selection and a combination of Medicare plans and programs, can help save more than one thousand dollars. Medicare insurance should be considered as an element of financial planning for your life 65+. So what is Medicare? This is a federal program that helps older people and people with disabilities pay for medical services. Who can get Medicare? Individuals who have earned this right (have 40 points) by paying social security taxes over their lifetime. Who is covered by Medicare? People aged 65 or older People under 65 years of age with certain disabilities People of any age with end-stage kidney disease (ESRD) (chronic kidney failure requiring dialysis or a kidney transplant). Who provides Medicare? There are two main options: State or Private Company. You'll have to choose who will pay your health bills and what your share of those bills will be.